You run very fast just to stand still. Yes I found that during my working life. Now I have my pension which is a bit more than I ever earned during my working life and I still don't have enough. The money I saved during my life went in 5 years and now I might even have to work again because of debt. Reply from Chris http://www.myphilosophy.eu :> -----Original Message----- :> From: owner-photoforum@xxxxxxxxxxxxxxxxxx [mailto:owner- :> photoforum@xxxxxxxxxxxxxxxxxx] On Behalf Of Emily L. Ferguson :> Sent: 23 December 2007 02:17 :> To: List for Photo/Imaging Educators - Professionals - Students :> Subject: Re: Why Some Photographers Hate Creative Commons :> :> A hundred pounds a day - lessee. That's 50 bucks a day. :> :> Don't think so. More like $100 bucks an hour for weddings where I :> live. And that's per person. Most weddings are done with a photog :> and a couple assistants who are at least $350 a day. And that's an 8 :> hour day. :> :> So let's see how that plays out: :> :> Equipment: :> camera bodies, at least 2 required $1300 to $2400 each - $2000 :> average each camera :> lenses, at least 2 required $600 to $900 each - $1500 each camera :> flashes - $150 each, need three or four for portrait shots, along :> with light stands etc. :> Memory cards, at least 8 Gigs required for a wedding $350 each camera :> Total: $5500 ever couple years :> :> Computer, possibly 2 if assistant is regular worker, $2000 (incl :> monitor, keyboard etc) :> External drives for computer $200/500Gig, maybe one per computer :> misc computer stuff - $300 for tablet, DVDS, cheap printer - each :> computer :> Computer application license - Photoshop costs $675, need Office and :> Quickbooks too :> Total: around $8000 for two computers :> :> Equipment insurance: ??? :> :> Auto expenses: :> car insurance, depending on jurisdiction, around $900/year :> car maintenance, depending on age of car, around $1200/year but don't :> need tires, or brakes, or suspension :> Gasoline, depending on mileage, about $35/week :> Total: around $4000/year for cheap, efficient car. Don't get a truck. :> :> Car - $12,000 on the cheap. Every 4 years or so. :> :> Business Education - conferences, weekends and weeklong - $2000/year :> :> Rent on living space - around here it's $1300/month for 3 bedroom house :> or Mortgage for same - around $800/month :> Health Insurance - ha, ha, ha - $550/month with $1000 deductible :> House maintenance - $4000/year :> Home insurance - $800 on $300K house :> Real estate Taxes - depending on valuation of living space - :> $1700/year on $300K house :> Utilities - around $3000yr if you don't have a cell phone, and what :> wedding photog can be in business without a cell phone. :> :> Fed and State Taxes on net income: $30-40% maybe $2500/yr. :> :> Retirement savings???? :> Married? Have kids? :> Savings for children's education??? :> savings for when you don't have any work??? :> Food - haven't figured that in yet. bare minimum $100/week. :> :> So: :> :> $50 bucks a day every day of the year = $18,000/year. :> That's assuming you have work every day of the year and never get :> sick or have to take time off. :> :> Your rent alone is more than half that. Your food is $5200/year. :> That's $14,000. :> :> Hmm. :> :> -- :> Emily L. Ferguson :> mailto:elf@xxxxxxxxxxxxxxxxxx :> 508-563-6822 :> New England landscapes, wooden boats and races :> http://www.landsedgephoto.com :> http://e-and-s.instaproofs.com/