Re: Creating an OO Shopping Cart

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""Richard Lynch"" <ceo@xxxxxxxxx> wrote in message news:56455.67.184.121.112.1146733566.squirrel@xxxxxxxxxxxxxxxx


Contact the bank with which you already HAVE a merchant account for
your point-of-sale credit card swiper thingies.

You're already working with them, paying them good money for
essentially the "same" services.

Different Service


Almost-for-sure they would be happy to provide you with on-line
merchant account for not too much more than you already pay them.

Not necessarily. In shop POS services are not generally provided by the banks either. They are usually provided by a seperate entity (which may be *owned* by a bank or several banks [aka Streamline in the UK] and do not necessarily provide online clearance as well [Streamline don't for example]. There are, however, a number of organisations that do online cc clearance and will work in partnership with most of the offline clearing houses. Your existing offline clearing-house/bank will usually provide you with a list of these, although, they generally *won't* recommend any particular one.


If not, I'm guessing that their competitors WILL do a package deal of
on-line and POS merchant account, for the same price you're paying
now, to lure you away from your current bank.

Firstly, they are not competitors - they are business partners with your POS provider and provide a service in conjunction with your existing provider. They will not replace it - for the simple reason, these online clearance companies are not banks - they are online payment *clearance* companies - the actual payments are still conducted through your existing bank accounts.

SNIP

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