I have a 56k v.90 and v.92 modem. 56 bps is baud per second correct, not bits per second. Of course the phone line will only handle 52k but is the difference between v.90 and v.92 in bits no baud? High speed bandwidth is coming to my area. Speeds such as 100-200 bps will be available. This sounds like DSL to me because we already have cable modems.