Apache 2.2.3: "You don't have permission to access the requested directory" for public_html directories w/o index.html

[boxyzzy@xxxxxxxxxxxx]

I am upgrading Apache from 1.2.6 to 2.2.3.  Everything appears to be 
working except for users' public_html directories without an index.html 
file.  Instead of displaying the files in the directory, the browser 
displays the following error:

You don't have permission to access the requested directory. There is 
either no index document or the directory is read-protected.
Error 403.

These are the latest configuration statements that I've tried:
<Directory /*/public_html>
   AllowOverride FileInfo AuthConfig Limit
   Options MultiViews Indexes FollowSymLinks +ExecCGI +IncludesNoExec
</Directory>

Thanks, in advance, for any help and guidance that you may offer.

Charles

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