SF Gate: Government takes over underfunded US Airways pension plan for pilots

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Tuesday, April 1, 2003 (AP)
Government takes over underfunded US Airways pension plan for pilots
LEIGH STROPE, Associated Press Writer


   (04-01) 10:23 PST WASHINGTON (AP) --
   The government's pension protection program assumed control Tuesday of US
Airways pilots' underfunded pension plan, but only will fund about half of
the losses.
   That means significant cuts in retirement pensions for the 6,000 pilots =
of
US Airways, which emerged from bankruptcy protection a day earlier. The
pension issue was the remaining hurdle for the airline's restructuring.
   The plan, which has $1.2 billion in assets, was underfunded by $2.5
billion. The Pension Benefit Guaranty Corp. will add about $600 million to
help pay benefits.
   "I'm sympathetic toward the US Airways pilots who will lose some of the
pension benefits they were promised," said Steven A. Kandarian, PBGC's
executive director. "To prevent this from happening to other workers,
pension plans need to be funded in a way that better protects the benefits
participants have earned."
   Federal law sets a maximum benefit of $43,977.24 for retirees enrolled in
pension plans that terminate this year and are taken over by the
government program. Retirees and people close to retirement can receive
more.
   Most pilots' retirement pensions would have ranged from $50,000 to $70,0=
00
in the company pension plan,
   US Airways said it will replace that retirement plan with a smaller, less
generous program. Those benefits will be paid to pilots to help supplement
their losses from the government takeover of the old plan.
   On Monday, US Airways won approval for a $900 million loan backed by the
government and emerged from bankruptcy after eight months. The airline
will save an estimated $600 million in the next seven years under the new
pension plan.
   The pilots' pension plan is the PBGC's sixth-largest claim in its 28-year
history. Four of the 10 largest claims are from airlines.
   Overall, the airline industry accounts for 17 percent of PBGC's claims,
but less than 2 percent of all private pensioners. Only the steel
industry's claims are larger.
   PBGC, which posted a record $3.6 billion deficit last year, receives no
funds from taxpayers and is financed by insurance premiums set by Congress
and paid by employers. The agency also gets its funding from the pension
plans it takes over.
   Kandarian has said the agency may be forced to seek higher premiums from
employers. He also is urging Congress to rewrite pension laws to require
some companies to increase their contribution levels to their retirement
programs.
   But at least one lawmaker said he is concerned that PBGC is spending too
much money on administrative costs when an increasing number of
employer-provided pensions are going broke.
   A General Accounting Office study, requested by Sen. John Breaux, D-La.,
said the PBGC's administrative costs last year were $225 million. About 95
percent of those costs were for expenses beyond those limited by Congress.

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Copyright 2003 AP

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