mobile texting app question

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All,

I am working on the design for an app that uses mobile phone texting to make
payments, but I am having some trouble finding out how the whole mobile
process works. I grow the CSC (common short code) set up and them acting as
a clearing house, but can anyone point me to some docs on how the process
works. From the user attempting to text a payment to my site getting the
data?

Its kinda off topic, other than the entire site / app will be php based.
Googling doesn't get me that far, but it might be more of a not knowing
exactly what its called to be able to narrow the search.

Appreciate any replies.

-- 

Bastien

Cat, the other other white meat

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