[snip] So again... from whence do you conjure $endingBal? :) [/snip] $endingBal is conjured from the database tracking the account balance. For any 24 hour period the beginning and ending balance for subsequent days is the same unless adjustments or payments have been made to the account in that period. 2:35 AM balance becomes the ending balance for the previous day and becomes the beginning balance for the day we are beginning. -- PHP General Mailing List (http://www.php.net/) To unsubscribe, visit: http://www.php.net/unsub.php