I like tin and one thing that makes tin even nicer is the .newsauth file facility it offers. If you read man 5 tin and search for .newsauth in the man page you'll find out why. If you do well with emacs and know gnus though that would be a better way to go for news at least. I'm trying to remember if it was gnus that was the emacs mail reader that wouldn't point at the correct mailbox location or if that was another emacs mail reader. I remember I couldn't figure out what to set where to get it correctly pointed either.